How to Get Around Healthcare Reform

With the recent passing of the Affordable Care Act, it’s time to take a closer look at healthcare reform. This act has been passed in an effort to make health care more affordable and accessible to everyone. The government will now be able to help those who cannot afford health insurance. With this new law, health insurance companies will no longer be able to deny coverage because of pre-existing conditions. This is going to help many people with chronic illnesses such as diabetes and asthma. It also gives everyone the right to have a regular check up without worrying about the cost. There are many other benefits that come with this act, but it is important to note that this act is still not perfect. Many people still feel that there are loopholes that are not being closed and are trying to find ways to get around the system. If you’re one of these people, then this article will give you some tips on how to get around the system.

One of the biggest problems with the Affordable Care Act is that it doesn’t offer subsidies for all Americans. People who make over 400k a year will not be eligible for subsidies. This means that they will have to pay full price for their insurance. However, there is a loophole that allows them to pay less. They can apply for what is called a hardship exemption. This exemption will allow them to pay only half of their premium. To qualify for this exemption, you must meet certain requirements. First, you must be making under 250k a year. Second, your income must be below 133% of the poverty line. Third, you must have had no health insurance for at least two months. If you meet all three of these requirements, then you may be eligible for a hardship exemption. The reason why you would want to do this is because you don’t want to pay full price for your insurance. If you have a pre-existing condition, then you’ll have to pay even more. If you’re a student, you may be eligible for a tax credit.

Another thing that you can do is sign up for a healthcare plan through the state you live in. Some states have a program called COBRA. This stands for Consolidated Omnibus Budget Reconciliation Act. You will be given a choice between a low-cost or high-cost plan. If you choose the low-cost plan, you will pay a higher deductible. If you choose the high-cost plan, you will have a lower deductible. If you have a pre existing condition, you’ll have to pay full price. However, if you’re under 26, you can stay on your parent’s policy until you turn 26. Once you turn 26, you can switch to your own policy. This is called an open enrollment.

If you’re still concerned about the cost of healthcare, then you can always find a healthcare job online. There are many websites that offer healthcare jobs. You can search by location or by type of job. You can find positions such as a medical assistant, a nurse, or even a doctor. The great thing about working online is that you can work part-time. This way, you can still have a job while taking care of your family.